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I filed bankruptcy years ago when my family fell on really hard times. My son had broken his leg and was hospitalized for two weeks in traction. I had somewhere around $30,000 left to pay after the insurance was done. I would still be paying today if I had not filed. The way I saw it was that the hospital didn't feel guilty for charging me $16 dollars for a Tylenol and $230 a day just for the room so I really didn't feel all that bad about filing.
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Most do. It is one of the most humiliating processes you can imagine, and no-one I know, including myself, feels "good" about having to resort to such drastic measures. Corporations do it everyday, but for some reason, the general public only picks on individuals who need a new start. The vast majority of these people learn a very hard lesson after bankrupcy court, and eventually forgive themselves and get on with the new start. "Should" they feel guilty? Not if filing was the only option left to them, and they had tried everything else.
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Why JayNick? Are you debating on whether you think you should feel guitly or not? Or are you trying to make others feel guilty? Why do you ask?
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