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07-09-2007, 11:23 PM
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 I have recently had a bankruptcy...
...discharge. I want to buy a townhouse. Do I have a chance at all for a loan? I have heard that there are loans for people out of bankruptcy, but I don't know of any company. Before this, I had perfect credit. I am desperate. I need some good advice. Thanks!
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07-09-2007, 11:37 PM
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I know people who have filed for bankruptcy, and have gotten loans. After 7 yrs. it is much easier. but, there are always the exceptions.
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07-10-2007, 11:51 AM
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Well, from personal experience, you might want to wait for atleast 2 yrs. before getting yourself tanggled up with credit issues again. I was informed that the APR is twice as high than the normal rates for people with good credit since you are a "risk" to them at this point. Onother thing, is that you can always can up a realtor for any questions you might have since they have the drills to all situations. Good luck
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