That 1 answer was funny. But anywayFor whatever reason you filed BR maybe you were helping your sick mother or your e-wife left you for your best friend and she took everything or the company you worked for took your 401k and fired you without telling you what was going to happen. I had to say that Some people do have Reasons and good ones for BR. I could go into welfare and Vets but I wont But your answer isIt depends on how much interest you wanna pay.The best thing to do is get your credit back up to a good standing. Get Creditcards pay them on time and make double the payment. after a few years you can get a better loan on a car.You could go to a but here pay here place but the interest is high there too. SooIts up to you But remember it seems like your asking because you filed and you are getting alot of mail on this new car deals ect. Remember it seems easy to get a car or CC after you file this is cause they know they got you. You cant file again they can tack you down and take your pay check your tax return ect. So before you buy make sure you can pay it off. as for the time. It all depends on the interest 21% on a 21000.00 car is alot. build your credit up first before you pay 45000.00 for a 21000.00 car
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