Is my credit enough to get a car?

[Pcouture]

Hey All,

So my credit reads

570
Equifax
As of 09/16/2010

591
Experian
As of 08/19/2010

599
TransUnion
As of 08/19/2010

Curious if this is a good time to start getting a car. It's come up about 50 points in the past 4 months and I really need a vehicle. I'd like something around $20k with $2-4k down and monthly payment of $600. I tried getting a vehicle already but because I'm self employed credit agencies keep turning me down. Is there anything I can do?

[chane]

Your scores are still pretty low. It will be very hard to get a loan.

As far as what you can do, we would need to know your unique situation. Everyone's is different. Are there any negatives reporting on your credit reports?

[eva4tom]

you can buy a car but you might not be able to buy a 20k car ,if you had a previous auto loan with a lender they might step up and give you a larger amount to finance.

but mostly the bank pay wholesale plus t&L YOU can buy the 20k car but you may need to put more money down its about risk .

the higher the risk the less or more equity position the bank want to be in.

[singlemom58]

You can still buy but just you have to put a lot down payment, I have a friend who has a very good job but started building credit. He was able to get a loan but he has to put way more down payment then normal