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do i really have two credit scores do i really have two credit scores
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#1
 
Old 07-30-2010, 12:07 AM
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Default do i really have two credit scores
i've been applying for car loans.......i just sold my car (hunk-o-junk) and now got a good chunk of change to use for a down payment......i applied for a loan and the guy said that he can't get nobody to finance me cause of my credit score........i said i got a credit report 2 weeks ago from the mortgage lady cause i'm starting to look at houses to buy......and on the report my credit score is 646.......he said on his report it is 566.......now i haven't bought, sold or done anythig that would affect my credit in the 2 weeks after the mortgage lady pulled my credit..........he said that the credit score when pulled when doing a mortgage is different when credit is pulled for buying a car........is this TRUE? or is he just being nice in his kinda of way saying he can't get me financed???????
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Old 07-30-2010, 01:08 AM
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Yea, that's true. Your auto enhanced FICO score is different from your mortgage score.
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Old 08-16-2010, 10:03 AM
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Yea, that's true. Your auto enhanced FICO score is different from your mortgage score.
how is it different? (i thought you just get one score for your financial situaton)
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Old 08-16-2010, 05:17 PM
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Auto lenders give more weight to certain accounts more than mortgage lenders and vice versa so the scores are calculated accordingly.
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Old 08-17-2010, 11:28 AM
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Auto lenders give more weight to certain accounts more than mortgage lenders and vice versa so the scores are calculated accordingly.
ahh thats now its done
thanks for letting us know
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