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Old 01-22-2008, 05:46 AM
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Nick M is on a distinguished road
Default Ive had a job for 1 month, have no credit,

could I get financing for a 3000 dollar car with $1000 down?
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Old 01-22-2008, 11:12 AM
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probably. You could have pretty good credit and not know it. Lots of stuff gets reported nowadays.Sometimes having a job is enough reason to approve a car loan, although I think 6 month would be a reasonable minimum work history.
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Old 01-22-2008, 12:20 PM
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Based off of the information you provided, the answer is no. You say you have no credit history for the lender to base a loan decision on. The amount you want to finance is below the minimum amount required by a lender. (Usually $7,500 minimum amount financed) Finally, you only have a one month job history. All in all you are high risk and over 25% of all high risk loans end in repossesion.You need a co-signor!
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Old 01-22-2008, 01:13 PM
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Where ever you are look on the the Internet for a JD By-rider and its location. If there is one in your area give them a call and tell them Daniela Henderson sent you. My telephone # is (704)493-7739 and don't be afraid to call me so you can use me as a reference. But once you give them a call I Guarantee they'll have you in a car in no time. Peace & Love, Lovli D.
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Old 02-01-2008, 07:46 PM
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There are different loans that you could qualify for. I would recommend finding a dealership that specializes in secondary lending. The hardest thing will probably be finding a vehicle as most dealers don't keep a lot of the junkers on the lot.
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