 Authorized user on Capital One?
I just found someone who is willing to add me to their Capital One account to help me boost my credit rating. Their score is 738 so this should be good.
The only problem is that I've read that Capital One is not good for reporting available balances thus possibly not being too positive.
The available balance is 600 and they owe 150. They may ask for an increase when they add me. The other option is a Chase card with an available balance of 1500 but they owe 800. No late payments on either one, as per freecreditreport.
Which do I choose, or do I do both?
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