Check out
MyFico.com for a full explanation. The difference between these scores is pretty big, so find out which is the right one! The scores are okay but not great, so look through your credit report carefully to improve it.You get one free credit report from each agency (Transunion, Equifax, and Experian) each year, so order one and look through it carefully to make sure all the information is accurate, and work hard to correct any mistakes or fix any black marks on your record.