[sporke13]

I paid the OC the amount that was due imeediatley after getting letter from CA. CA then put the account on my credit report for 49 dollar fee they never billed me for. The line on my credit report says that the amount total was 190. I paid 190 to the oc. Then it says i still owe 49 (there fee). can i still use hippa this should never have even been on my credit i paid it immediatley and asked the OC would this go on my credit rpeort they said since i paid no. But now it is dropping my score by 70 points. I dont know what to do i cant pay the CA then use HIPPA, but can i use hippa if they say i owe a 49 dollar fee. They are using my PHI to mark my credit even when the amount due is not a medical debt it is a CA fee can they do that.