OH, By the way...you can request a hearing with the Dept of Education to stop the garnishment.
www2.ed.gov/offices/OSFAP/DCS/forms/Request.For.Hearing.pdf
Thats a link to the form you need to fill out.
Here is the form you will need to prove this amount is a financial hardship for you:
www2.ed.gov/offices/OSFAP/DCS/fs.pdf
Send that stuff in.
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