I heard credit unions are not as harsh as banks when it comes to fees. I have Bank of America, and I've recently accidentally overdrew my bank account with two transactions on my debit card (a total of $2.53) I now have two overdraft fee of $35 dollars, which means I have to pay $72 something dollars for a piece of candy. I know it's my fault, etc. It's only my second time in two years, I'm living paycheck to paycheck, poor student on minimum wage, give me a break. And that Keep the Change crap from Bank of America really threw me off. I can't do overdraft protection since my checking account was opened in another state (which is only few minutes away... I live right on the border of two States and I've recently moved). I don't know anything about credit unions. How do you get into one? Where can you find credit unions?
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