Hi from New York here. I have several small debts that the OC is not posted on my credit report but the CA is reporting. Two questions:
1. For the accounts I do not have a final balance for, are there sample letters to OC that I can use to obtain my balances for?
2. For those accounts I do have final balances for, can I use the previously posted letters to send full payments and if so, being that the original creditor isn't posting on my credit report but the CA is, will the CA be deleted off my report?
Thank you
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