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Originally Posted by srjjames  OK, I also have charge-off that I would like removed. What type of letter did you send to the credit bureau to get those removed. I have 4 also that's affecting my score. |
Well if the date of first delinquency is not more than 7 years ago, you'll have to send a goodwill letter to the original creditor or bank asking them to basically do you favor and report to the credit bureaus to remove it. If the date of first delinquency is more than 7 years ago, you can call the credit bureau and tell them the account should be removed immediately since it is more than 7 years old.