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Originally Posted by Trish   Sorry to hear that.. I know sometimes bk is the only option.. at least now you will have a clean slate to work with. I have seen many people bring their credit up in just a couple of years. Try not to let it bring you down too much.
The link at the top has creditors in it that will usually approve you even with a bk. I would definitely hold off for a bit and let the bk process go into effect first..
I don't have first hand experience with this but there are some members here that do.....hopefully they will chime in.
Whatever you do..... do not look at this like it's the end of the road. You're young and have a long path ahead of you.. treat this as a lesson learned and build up from here. Start gathering info and reading on how to improve your credit after bk and I'm betting it won't take you too long to see a rise in your score again.
Take care.... good luck and stick around. You will learn a lot here.  |
If you had your 341 meeting and no problems,it's over just wait for the discharge.Nothing to be scared of,your court trips are over.Wait until the discharge and apply for a secured card or a bad credit type card.Helps to start your credit history.See if your credit union or bank will give you a small loan like $200 dollars.As time goes by your credit will improve!!Hang in it will pass,takes time.
