Quote:
Originally Posted by Tater  Thanks for answering the post, Trish. I will try to find someone higher up in the company to write to, maybe that wil help. There is something weird I remembered after I sent the first gw letter last year. They said they wouldn't do anything to help me but to keep making payments to them. That seemed weird to me because I thought once it was charged off it went to a collection agency. I have received notices from two collection agencies regarding this but neither one as properly validated the debt. I keep getting the same letter from UOP. I just read online where they lost a big lawsuit so I will do some more research and go from there. |
Some OCs will hold on to a debt for years after a charge off. So it doesn't always go to a CA. They may assign the debt to a CA...... but unless they actually sell it, the OC can always recall the debt or still take payment from the debtor.
If you are still making payments to the OC, just ignore the CAs........if they get really annoying you can just send them a full C&D telling them you will ONLY deal with the OC.
What letter are you getting from UOP?
And yes....finding someone higher up might work..
I can also look around just to see if anyone has ever had any luck with UOP. I will let you know if I find out anything interesting.
Good luck!