For the heck of it, I also purchased my Equifax Fico Score, even though they haven't responded to me regarding the charge offs.
Surprisingly, my score is 644, with the charge offs and late payments associated with those accounts still present. I'm very curious to see what happens if Equifax removes all 4 charge off accounts and all late payments associated with them.
My Transunion Fico score was 654, with the charge offs removed. I'm actually kind of surprised by the Transunion score now. Besides for the charge offs, both accounts are identical.
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