I used a debt settlement company and settled 4 out of 6 accounts before I found this sight. I want to pay off the last 2 next month when i get my taxes back and was wanting to PFD but I live in Missouri. I'm thinking I will get a settle agreement from them first then add my pay for delete agreement? But of course I am working with CAs not the OCs so I am guessing that it is the CAs reporting? Maybe I will state that the OC and CA must delete? I will be doing this the first week of Feburary and will let everyone know how it works out. By the way one is a repo for 8k and a cc for 4k so I definitely want the repo gone.
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