Thanks!
I've got my letters prepared and addressed.
My credit is really bad. I am in the process of a lengthy divorce (2 years), and times have been tough. I should be settling my divorce estate in the next few months, and would like to buy a home in the near future for myself and my 3 young children. My father (Credit Rating=800+) has graciously offered to add me as an authorized user on 2 of his credit cards. He stated he will choose cards with a high limit, low balance, and lengthy history. Other than the old collection accounts (most of them are paid, but still on my CR), I only have one delinquent accout to clear up. Unfortunately, its CAP1, and I understand they're not the most pleasant to deal with. Any other suggestions or recommendations are appreciated.
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