No, the CRAs could care less about the notices sent to you. That will not get it off of your reports.
If they had not given the proper notices after the resale of the vehicle, then you would have a valid fight against the OC and would have to deal with them directly......and even then getting them to admit that they did not follow proper procedure is difficult (trust me, I went through this). It is the OC that would have to delete the TL and discontinue reporting........NOT the CRAs.
The only time the CRAs will delete the TL themselves is when/if the OC or CA does not verify/respond to your dispute.
If you did receive the notices, then once you send the OC a letter asking for verification of said notices.......more than likely they would produce the documents.
You're best bet would be to dispute any inaccuracies and/or deal with the OC directly to try and see if you can come to an agreement and have them remove any derogatory comments on your CRs.
You may want to also check your state laws because in some states if you paid off a certain percentage of the automobile, then you would not have a deficiency balance. I think it was like 60% but I'm not sure....you would have to check your state's UCC.
HTH
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