I would start with complaints to the BBB, the FTC and their state's Atty General.
See how they like that first.
Keep disputing it.....as "not mine" since it is truly not yours. It may put a fraud alert on your reports but that is the true reason for your dispute. They need to investigate ownership of the acct.
And (not sure if I'm understanding this correctly..) if you have disputed it off of your CRs and had it removed before and then it popped back up on your CR (from the same FOI), then you should use a redispute/reinsertion letter to the CRAs. I posted one here a while back......if you can't find it, let me know.
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