I just spoke with First Premier bank. The lady I spoke with said I need to call Arrow Financial because the account was moved to them. I told her that was incorrect becuase I paid the account in full June 2006.
She then put me on hold and came back saying the account was a chargeoff between December 2003 to June 2006, then I paid it off.
They are reporting different chargeoff dates on my credit report.
Does this sound right to you? Can they report chargeoff every month for 2.5 years?
Also, the lady I spoke with said she didn't have any information on payments, only that it was a chargeoff and that it was paid in full. Do you see any loopholes where I can get this thing dropped?
I thought that since it was a Chargeoff in December, 2003, it should drop off my credit report in December 2010. I guess I screwed up by paing it off in 06
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