Quote:
Originally Posted by RepairCR  Thanks again Trish for your help.
I had taken a look at those websites, but wasn't understanding all of the legal talk. My husband is going to call a process server tomorrow, but we're pretty sure he was served improperly. I also read on the Motion to Vacate Judgment form that there are "...small claims advisor services free of charge", so my husband will be calling them as well. I will update with what we learn.
In the meantime, I have other questions about some of the TLs on my husband's CR. Should I ask them here or in another thread? They are about CA & CO accounts. |
Good....I hope you guys can get good answers and guidance. Yes, please keep us updated.
For the other TLs......for questions about collection accounts or charge offs, the credit repair section would probably be better for that.
Quote:
Originally Posted by RepairCR I forgot to ask:
I'm trying to think positive and prepare for the judgment to be vacated.  So, what would happen if a new trial date was set? The account's SOL has passed.
And is it normal for just the judgment to show on CRs and not the original TL? |
If you are able to get the judgment vacated....then it's basically wiped out like it never happened. So then the CA/OC (or the law firm representing them) would have to start all over and serve you with a summons again. If it is now out of SOL......then chances are, they will not try to sue you again.. If, by chance, they did still try to come after you....then you have SOL as an affirmative defense. You have a MUCH higher chance of winning it.
And yes...you can have the judgment reporting without the TL reporting. Try disputing those judgments off.
Read here:
Guide To Disputing/Removing Judgments
HTH