Quote:
Originally Posted by E46R  You can go and get advice for an attorney, but do not hire him. once you do you will not be able to talk to the Original creditor who you own money to because they will be refering you to your and their attorney. Ifyou do not have na attorney you have a right to talk to the OC but that all end if you hire one, you will no longer be able to get the best sattlement. |
I understand what you are saying here, E46R.....once you hire an atty, the company and/or the atty representing them can no longer discuss things with you. They must correspond with the atty.
In this particular case, if there has already been an atty assigned to the OC (which is what it sounds like) then the OP will no longer be able to speak to the OC anyway. If this is something that may go to court.....then it may be in the OP's best interest to seek out an atty.
IMHO, you should only represent yourself if you understand the laws and procedures and feel comfortable doing it. Otherwise, it will save a lot of frustration and time to go ahead and get the advice/retain an atty.
If money is an issue, you can contact your local state bar association and they will have a lawyer referral service. You can at the very least get an initial consultation for about $30.