[JTD81]

Hello all I've been repairing my credit for about 6 months now with some success. I've used a credit repair company do some disputing, which worked for a couple of things. Now I'm trying to just pay the stuff I know cant be disputed to get it over and done..


OK, so heres my dilemma. I paid a HSBC card off through a collection agency back in 2005 when HSBC sold it, and also just paid off a REPO that wasn't mine, I was a co-signer, and got screwed. It was through Americredit, but they sold it to an collection agency also... Both accounts where sold to collection agency's that aren't reporting on my credit! HSBC, and Americredit both say "sold, zero balance, charge off".. I thought by paying the collection agency it would in turn update the Americredit, and HSBC, but its not!!! I tried to dispute it myself, but there sending me back letters saying its already at a zero balance! How can I fix this!!


Thanks