Thank you jj, I think I will take my chances and dispute. Because I'm not going to awake anyone, they are all wide awake and hound the hell out of me lol.. And I do not think a pfd is a good idea in my state of Florida. I have already opted out and deleted my old personal info. So I will go banzi,:mad: I guess a bk is always an option if I go down in a ball of flames. 1 2 punch and disputes. Best course of action??
Thanks again,
Trainwreck
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