I was a little more vague when disputing them. The accts are mine. So did not want to represent that I had never had them. I felt like there were multiple issues with them and a major issue being that they were reporting as "transferred, current acct", or some variation of this as well as duplicating in a sense, that loans were being reported to two CRA's one way and the other a seperate way.
I simply asked them to verify these accts and properly report them after their investigation.
Now with this, a nold collection for a CC, and the school loan being held in collection has all been updated. CC has been reported as paid, I should of asked kindly for them to remove, to see if they were in the holiday spirit. ISAC (school loan collection) completely removed from CB, no signs of it whatsoever. And all Sallie Mae's updates. So it does not appear I have $75k in loans.
Between all this it raised all my scores roughly 20 pts. apeice.
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