okay, so it turns out this may be the one major account holding me back from obtaining a home loan... so i am sending them this PFD letter tomorrow. please advise asap so i can have some input on whether or not i should send it. thanks
Americredit
801 Cherry Street, Suite 3500
Fort Worth, Texas 76102
Re: Acct # 000000
To Whom It May Concern:
I am sending this payment via certified mail to ensure that you receive it.
Enclosed please find a money order from Todd and Amber in the amount of $250.00 made payable to Americredit financial
By cashing this money order or by not returning the money order within 10 days of receipt, Americiredit agrees to the following terms:
1. Acct # 00000 is considered paid in full for both Todd and Amber and the account and all information will be removed completely from Todd and Amber credit reports within 15 days of cashing the money order.
2. Remittance is payable ONLY to Americredit and may not be signed over or transferred to any third party collection agency.
3. The debt will be recalled from any collection agency and any collection activity will cease and desist.
If these terms are agreeable to the aforementioned parties, please accept the enclosed money order of $250.00
Please note that cashing the enclosed money order will bind you to the terms set forth in this letter.
Best Regards,
Todd and Amber  |