Alright, I am a new member to this forum. I joined this community because of its large database of
first hand knowledge and content. I feel compelled to share the experience and results of
my own credit repair journey. The whole process took me a little over 5 months, and seemed
tedious at the time
. But, the end results where priceless!
I was able to buy my
first house at the end of the 5 months and obtain multiple
cards, business
credit
accounts, etc. I used my fresh start to create my own house remodeling business. It has been
a little over 5 years since my credit repairs started. I am still enjoying life, running my business,
am now officially a
member of the 700 club.
My advice to people who are just
starting their journey?
Research like there will be no tomorrow.
Knowledge is key,
understand the process before making choices regarding your credit repairs.
Be relentless
with the collection agency's.
Keep records of any major contact with agency's, keep a
diary of all your dealings, or
communicate via registered mail. Make them feel your presence
as a consumer who is educated about credit laws and consumer rights. Most importantly, keep
your chin up. Their will be time for
reaping your rewards and resting later!