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Originally Posted by eiznik  I have negative information on my report but at this time, all of my accounts are paid off or current. However, my credit score is very low and I am seeking to improve it. Can I still do the 1-2 punch approach on accounts that have been paid? Wasn't my payment an acceptance that the debt was mine? I've been reading online for a week now and I'm even more confused than when I started. Any help is appreciated. |
Always do everything by mail.... everything.... No phone calls...No online Disputes... now some people will do the simple things dispute online that there is no time crunch but Majority through Snail mail......