Figured I would give it one more shot to see if any responses could be generated by visuals. These are the Student Loan accts on my CB. Now I put this in a chart where I had it side to side matching the Experian and the Transunion/Equifax reportings where it was easier to compare but that doesn't translate over to the forum. I tried to upload but just not that savvy I guess.
Any way, side by side you can see 1. that these are being reported by Sallie Mae or a derrivitive of Sallie Mae multiple times. 2. as previsously mentioned I called, which I should of probably sent a letter, to speak with them as to why they are duplicating and reporting and why it is all such a mess essentially.
Well the gentleman said that he could not verify that there is any information regarding any loan that I have or had with them. I Obviously didn't have a recorder nor did I get his last name, he told me that I need to file a dispute with the CRA's. 3. So I would assume that I need to send a dispute with all of these accts to them for them to dispute and allow them to investigate the situation. 4. being that these accts are semi-old, what kind of effect is this going to have on my CB, is it worth the time? I mean I only need about 12 more points to qualify.
Also all of the TL's listed in someway are Sallie Mae, wether it actually says Sallie Mae or it has the same address as Sallie Mae.
If anyone is interested in taking a look, have at it, otherwise I feel I have accomplished some progress through lack of response.
Experian
Student Loan Mkt Ass
Acct# xxxxxxxxx1012
Type of loan: educational/student loan
Opened: 09/1998 Last review: 04/2000
High Credit Terms: $2,625
Comments: transferred to another lender; current acct
Sallie Mae
Acct# 3197852201016
Type of loan: educational/student loan
Opened: 01/1998 Last review: 07/2004
High Credit Terms: $2,625
Comments: Current acct/was delinquent 180 days or more
Student Loan Mkt Ass
Acct# xxxxxxxxx1022
Type of Loan: educational/student loan
Opened: 06/1999 Last review: 04/2000
High Credit Terms: $2,382
Comments: Transferred to another lender; current acct
Sallie Mae
Acct# xxxxxxxxx1026
Type of Loan: educational/student loan
Opened: 06/1998 Last reviewed: 07/2004
High Credit Terms: $2,382
Comments: Current acct/ was delinquent 180 days or more past due date
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Student Loan Mkt Ass
Acct# xxxxxxxxx1032
Type of Loan: educational/student loan
Opened: 06/1999 Last review: 04/2000
High Credit Terms: $1,118
Comments: Transferred to another lender; current acct
Sallie Mae
Acct# xxxxxxxxx1036
Type of Loan: educational/student loan
Opened: 09/1998 Last reviewed: 07/2004
High Credit Terms: $1,118
Comments: Current acct; was delinquent 180 days or more past due date
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Student Loan Mkt Ass
Acct# xxxxxxxxx1042
Type of Loan: educational/student loan
Opened: 10/1999 Last reviewed: 04/2000
Balance: $5,500
Comments: Transferred to another lender; current acct
Sallie Mae
Acct# 3197852201046
Type of Loan: educational/student loan
Opened: 10/1999 Last reviewed: 07/2004
High Credit Terms: $5,500
Comments: Current acct/ was delinquent 180 days or more past due
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Sallie Mae
Acct# xxxxxxxxx1056
Type of Loan: educational/student loan
Opened: 04/2001 Last reviewed 07/2004
High Credit Terms: $5,500
Comments: Current acct/ was delinquent 180 days or more past due date
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Transunion, Equifax
SLMA LSCK (Equifax Only)
Acct# xxxxxxxxx 101
Opened: 06/1998 Last reviewed: 04/2000
High Credit Terms: $2,625
Comments: Acct transferred or sold
Sallie Mae
Acct# 319785220101F
Type of loan: educational/student loan
Opened: 01/1998 Last review: 07/2004
High Credit Terms: $2,625
Comments: Acct transferred; student loan; acct transferred or sold
--------------------------------------------------------------------
SLMA LSCK (Equifax Only)
Acct# xxxxxxxxx102
Opened: 06/1999 Last reviewed: 04/2000
High Credit Terms: $2,382
Comments: Acct transferred or sold
Sallie Mae
Acct# xxxxxxxxx102F
Type of Loan: educational/student loan
Opened: 06/1998 Last reviewed: 07/2004
High Credit Terms: $2,382
Comments: Acct transferred; student loan; acct transferred or sold
--------------------------------------------------------------------
SLMA LSCK (EQUIFAX ONLY)
Acct3 xxxxxxxxx103
Opened: 06/1999 Last: 04/2000
High Credit Terms: $1,118
Comments: Acct Transferred or sold
Sallie Mae
Acct# xxxxxxxxx103F
Type of Loan: educational/student loan
Opened: 09/1998 Last reviewed: 07/2004
High Credit Terms: $1,118
Comments: Acct transferred; student loan; acct transferred or sold
--------------------------------------------------------------------
SLMA LSCK (EQUIFAX ONLY)
Acct3 xxxxxxxxx104
Opened: 06/1999 Last: 04/2000
Balance: $5,500
Comments: Acct Transferred or sold
Sallie Mae
Acct# 319785220104F
Type of Loan: educational/student loan
Opened: 10/1999 Last reviewed: 07/2004
High Credit Terms: $5,500
Comments: Acct transferred; student loan; acct transferred or sold
SM Servicing (TRANSUNION ONLY)
Acct# xxxxxxxxx104K
Type of Loan: educational/student loan
Opened: 10/1999 Last reviewed: 04/2000
High Credit Terms: $5,500
Comments: Acct transferred
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Sallie Mae
Acct# xxxxxxxxx105F
Type of Loan: educational/student loan
Opened: 04/2001 Last reviewed 07/2004
High Credit Terms: $5,500
Comments: Acct transferred; student loan; acct transferred or sold
Experian, Equifax, Transunion
Sallie Mae
xxxxxxxxxxxxxxxxx0007
Type of Loan: Educational/student Loan
Opened: 07/2004 Last review: 02/2008
High credit terms: $19,922
Comments: Debt being paid through insurance; Student Loan
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