[JJB3]

Good afternoon to all, I am new to the forum and have a few questions as I have been working on cleaning up my CB. I have on my report my student loans which went into default due to slow pay, and eventually lack of pay. They were transferred to a company who specializes in colletctions for student loans apparently. I have gotten back on track and pulled the Student loans out of Collection and is actually placed with a lender currently and made my first payment. Back on track you could say.

Well upon review of my report there are mulitple duplicates of these loans littered through out my report. They are reporting multiple loans any where from a single duplicate to what appears to be as many as five duplicate accts with Sallie mae, also there is another company it also appears that are reporting the same loans, and also duplicating themselves (sorry about the large run-on sentence).

I guess I have a couple questions regarding this issue. 1. Is the multiple reporting of these accounts affecting the outcome of my scores. 2. on the summary of the report it is showing that I have a total balance of $75,632 in the collection trade total balance. When in fact is should be no more than I believe $20k or so for the school loans themselves, is this effecting my score as well and what would I need to do to correct these? My loan is now reporting on my CB in install trade line. Which makes sense but does not make sense to have all of these showing as said above amount looking like I have that much in collections.

Also I notice in the comments sections below the accounts it says a variety of things. Such as Comments: CURRENT ACCOUNT/WAS DELIQUENT, but in the duplicate account it will say ACCOUNT TRANSFERRED OR SOLD, STUDENT LOAN?

Now if you were to ask me it does not seem current if the no longer have this account. I think that pretty much wraps up my question and appreciate any information and input regarding these issues.

Thank you