 Bit of Info
Just to let you know. I was told also to not pay the medical bills as they can be explained away but I did a PFD on one that was $66 because it was pretty new. The older the less it will impact your score, However the newer the item is the more it impacts and thats why I went ahead and paid it. Im not sure yet if it has improved scores yet but I should see something by the end of the month.
The experts can help on the other issues i just thought I would let you know what I was doing.
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