 Its Possible
Hi, I am in the same boat as you and I am starting the process of the 1-2 punch! I would have the CRAs verify the info before PFD but if they verify I am also going to try to just pay! They have some wonderful info under the beginners section.
I am in the same situation as you as just thought I would tell you were I am starting and hope that I may of helped in someway!
Keep everyone updated on your progress, and I think it is possible to get to the 660 with alot of persistance and a little luck:D
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