Well it seems when they did try to contact me it went to my childhood address and he explain anyone over 18 can sign for the letter - and it is consider delivered. He claims that they only need the person first name and that Doe is use for someone who is afraid to sign their last name? ( which doesn't make sense to me)
Even tho the place the letter went to is apartment building in NYC & anyone could have sign for it.
I did explain to Chase there is a judgment against me for the account they have and i guess i have to wait the 30days for them to contact me back. They explain they have to back track on paper since they deleted everything.
Also Fabiano law office says they have a written contract with Worldwide assets to collect the debt. Not a written contract with Provdian bank.
I wait for Chase letter before moving to the next step. I am not to sure if chase would remove a judgment they never placed.
My next step would be to send a letter for all documentation to back up their claim.
Thanks for the feedback & pointing me to the right direction
More feed back is welcome!!!.
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