 my score is 582....
and im pretty much in the same boat... I paid off a bunch off my debt which was little... 150 here, 65 there, and 312 etc etc etc... Im going to get a secured card from my bank as well. How long will it be before you start seeing changes in your score? I just paid off all my debt this month. Do you think in a year I will be able to get a car loan? I want to save like 10grand by October of next year, and get my self into a 3 or 4 year old car with a nice down payment.
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