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Old 06-21-2009, 11:23 PM
jjgross jjgross is offline
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Quote:
Originally Posted by tx1892 View Post
Hi,

Kramer & Frank got a judgement against me for Capital One for around $1,500.00. I tried to make payment arrangements for $50.00 a month and the Kramer & Frank lady said the minimum they would take was $100.00 a month and that they would be, "pursuing additional legal action". Whatever. So I told her what she meant by that. And she said she, "couldn't give out any legal advice." Such a lovely woman. I tried to pay...

My account went bad sometime in 2006. The judgement was issues against me in Kansas in November 2008. I have since moved to Texas where the statute of limitations is 4 years.

Questions:

1. Is the judgement enforceable in Texas?
2. Due to the statute of limitations how long does Kramer & Frank have to try and take this money from me?

I really want to make payment arrangements but I can't do $100.00 a month right now
Have to check Texas law.On a Judgement there is not really a sol.However a judgement is 10 years and can be renewed.Of course it depends on the state.If you want to pay i would send them the $50 but don't call them.If it went back to court you can tell them i tried to make payment arrangements but they didn't want to talk.Judges frown on creditors who refuse on payments,in texas the consumer laws are friendly.
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