[novak6767]

What Should I Do Next?

I have completed the following steps of the Medical Collections & HIPAA letter process, but still have 6 accounts remaining on my Experian report from 1 CA. (The OC is a hospital)

Here is the process I followed:

Detailed HIPAA process

1/15/2009 - Completed step #1 & 2

1/21/2009 – step #3; sent pre-HIPAA letter CM

2/4/2009 - Experian sent letter stating they verified the account

2/18/2009 – Scenario #3 & sent Alternative Med DV letter to CA (CMRRR)

2/26/2009 – Sent Follow-up Dispute letter to Experian (CMRRR)

3/16/2009 – received CM from Nationwide; Validation of Debt. Letter included copies of itemized invoices & description of medical treatment & codes

3/23/2009 – received letter from Experian stating “We have already investigated this info and the credit grantor has verified its accuracy”

3/24/2009 – Sent HIPAA Letter to OC

4/5/2009 - Sent Re-Investigate Dispute letter to Experian

4/7/2009 – Received letter from OC stating “the listing with the credit bureau indicates accurate information that the account has been paid in full and that the debt involves a medical bill, but no mention is made of the specific nature of the services.

4/30/2009 – Experian sent letter stating they verified the account

5/3/2009 - Sent Re-Investigate Dispute letter to CRA

5/27/2009 – Experian sent letter stating they verified the account

These six paid accounts remain on my Experian report.
(They are from a series of lab tests)

Nationwide Credit & Collections (reporting)
OC – Loyola Hospital Status – Paid (Nationwide) 9/26/2008
Date of Service 9/2006 Amount $53 Balance $0

Nationwide Credit & Collections (reporting)
OC – Loyola Hospital Status – Paid (Nationwide) 9/30/2008
Date of Service 11/2006 Amount $42 Balance $0

Nationwide Credit & Collections (reporting)
OC – Loyola Hospital Status – Paid (Nationwide) 9/30/2008
Date of Service 12/2006 Amount $42 Balance $0

Nationwide Credit & Collections (reporting)
OC – Loyola Hospital Status – Paid (Nationwide) 9/30/2008
Date of Service 12/2006 Amount $42 Balance $0

Nationwide Credit & Collections (reporting)
OC – Loyola Hospital Status – Paid (Nationwide) 9/30/2008
Date of Service 1/2007 Amount $42 Balance $0

Nationwide Credit & Collections (reporting)
OC – Loyola Hospital Status – Paid (Nationwide) 9/30/2008
Date of Service 2/2007 Amount $42 Balance $0