we actually got a loan through a company called "Credit Acceptance Corporation" at a local dealership. its a program for people with crappy credit like mine, so it was $2500 down and the payments are $350 for 2.5 years. but the awesome thing, is CAC reports on our credit as a limit of $8500 but we really only owe like $6,000. so its a pretty sweet deal!
for the san diegans of the group, Poway toyota offers it
