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Old 06-04-2009, 02:10 PM
Trish Trish is offline
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Join Date: Mar 2008
Posts: 1,673
Trish will become famous soon enough
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No, even if you made a payment it does not restart the SOL clock. Asset Acceptance are crooks, liars and thieves. I've never dealt with them personally but have had friends that did........and boy what a PITA they are. Even had the pleasure of meeting one of their employees in another credit forum. (that was fun :rolleyes: )

So, since these accts are out of SOL......you really could send them an ITS letter. If they try to sue you, you would have SOL as an affirmative defense........and then you could counter sue.
If you are still worried, by all means, talk to an atty and see what they say. You may be able to at the very least get them to dissolve the debts.

Also, regarding the fake documents they produced (do you still have the paperwork on this?).......if they are saying you paid them with a check (if it was a personal check) then contact your bank and get proof that you did not pay them. Did it have your signature on it?.........That in itself is worth a BIG settlement.
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