Thank you for the welcome.
I havent found the post yet, I did a search, but I need to read more.
Oh I should say that I have opt-out and I need to order my reports then take all my past info off.
I have a BK, just hit 7 years. (I dont know if I will try to get this removed or wait out 3 years.
A student loan that I thought was on financial hardship, but it wasnt set up correctly. So now I have 120 days late on my credit. When I found out what was going on I paid the amount and it was set up correctly. (Maybe a GW letter can get this fixed.)
Then the 3 CA reports that I thought was doing good by paying...Oh well live and learn..lol
Again, thank you for all the information.
