Hello
Im glad I found this forum and I wish I found it sooner, have already made mistakes.(Been lurking for 2 weeks or so.)
In April I got my 3 free reports.
I paid off 3 things on my report.
Now I have 3 letters from the CA saying paid in full zero balance.
I hope I can correct my mistakes.
I feel really overwhelmed with all the info..lol
Anyways thank you for all the info.
Alice