okay..here it is. please let me know if i should include copies of the letters mentioned when i send it out.
thanks!
Transunion
Address
Date
Docket number:
To Whom It May Concern:
Your company recently investigated a public record that I have dispute due to its inaccurate reporting on my credit file. This letter is NOT a request to reinvestigate, but a demand to delete this erroneous record immediately.
If this record is not immediately deleted, I will have no choice but to file complaint(s) with the appropriate authorities. You are reporting inaccurate information and are in violation of the FCRA.
I received a letter from your company stating your general policy: “Transunion’s procedure for investigation disputed information is to contact, by mail, electronic means or telephone, the source of information. Each source is advised of your dispute and is requested to verify the accuracy and/or completeness of the information reported.
Once the verification responses are received, the dispute information is updated accordingly.”
I received a letter from the furnisher of information and they state: “The court has no direct contact with credit reporting agencies. Employees of the different credit reporting agencies come to the court and review the public files.”
Once again, if this devastating record is not removed in a timely fashion (30 days or less) I will have no choice but to file the appropriate complaints and or seek legal council.
Thank you for your time.
Me  |