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Originally Posted by jlyriq  I have TL's with an OC and a CA reporting that i want to make some type of arrangements witht to pay off to have them deleted. Do i send them letters or call or what should i do? |
I would dispute them first (if you haven't already) and then if they are verified, contact them directly via US mail. With the OC, you could call them and discuss the possibility of a PFD or changing it to a positive TL. For the CA, I would send them a DV and see if they can even validate the debt. If they can, then try to arrange a PFD.