The laws they are violating can be found in the FCRA.....and probably the FCBA too.
You will need to look through those (pdf format in the helpful links thread)
If you are just calling them, you really don't need to have actual statutes right now. Just let them be aware that they are violating the Fair Credit Reporting Act (I doubt they are going to ask for specifics at this point).
If it has to escalate any further than that (with complaints or an ITS letter) then you can cite the appropriate statutes in writing so that they know exactly what you are accusing them of.
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~Trish~ |