Quote:
Originally Posted by improving  lol - I love the letter!!
Crap One is a problem for me too kinda. Actually I don't even know where to go and what to do on mine. (maybe it should be a new post?) Anyway, mine reports as reported since x/02 then last reported xx/07. original amount $5k - recent balance $0 as of xx/07. then d/c through b/k chapter 7. account history 90 days as of xx/02.
I've disputed w/ bureaus, nothing ever happens. I think it's deleted from one others always remain.
Crap One also has not reported 2 other of my cc's I've gotten since b/k (under business - but still sole prop - under my name) this has been over 3 years of credit never reported!!!! And that stinks!! My scores would be higher if it wasn't for this - I choose the wrong company to establish credit with apparently.
Any suggestions? |
If you have already disputed it with the CRAs and it has not been deleted or updated correctly. Then send Crap1 a
debt verification letter.
If they are reporting incorrectly, then you must go to them next. If you follow the right procedures you can get it deleted. I was able to get a Crap1 CO deleted from dh's reports this way.