OMG this CA is ridiculous.
I just got a letter yesterday from ACA on their response to my last email. This time it has to be written out formally.
This CA is fighting me tooth and nail on these collections. The letter is SO long, there is no way I can post it but they are bringing out every detail and every conversation........OY.
The thing is.......this is due to fall off of my reports in July of THIS YEAR. I'm just surprised they are being this much of a PITA over two 7 year old debts.
I will be back to post more details later.