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Originally Posted by danelleo  That it is. I just get nervous because my husband wants to buy a different truck and I don't want to hurt my scores any more than possible before we apply for a house loan....
Also, isn't it sort of a staple that you don't apply for new credit while you are disputing things? |
You don't want to buy anything major if you are going to be applying for a home loan. It will show that you're deeper in debt and your income to debt ratio will go up........making you a higher risk in the lender's eyes.
Tell your husband this.....see if you can wait until AFTER you get a home loan.