Quote:
Originally Posted by mystikal57  So if it stays the same after the dispute is over I should be able to get the BK deleted because of the date issue?
Should I send a letter demanding it to be deleted or a little softer letter? |
It's not quite that easy (I wish it were). If they cannot provide accurate info then yes.......it should be deleted. Problem with a BK is.......even if they verify it......in their eyes it IS reporting correctly unless you can prove otherwise. Well, if you send them proof that the dates are wrong.......more than likely what they will do is have the dates fixed.......and now they have proof that you actually do have a BK. That may make it much more difficult to get off later.
If you use the letters from the link I posted.......then you might be able to get it deleted without sending them anything. Try that letter and then in the meantime (just in case it does come back verified) send the courts a letter asking if/how they verify info with the CRAs. Hopefully they will tell you they don't and you can send in THAT letter to the CRAs and have them delete the BK (that's the theory anyway).
I hope all of that made sense.