If an account is transferred or sold.........then they both (or in your case all three) have the right to report it........BUT only one can report a balance. So as long as the previous to are reporting it as closed, they are correct.
If you do find any inaccuracies.....(like they still report it as open)....then you can dispute it with the CRAs. Just be aware that any time you dispute a TL ........negative or positive.........you have a chance of having the whole thing deleted. So unless it's something major making your score go down, you may want to contact the reporting company first.
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~Trish~ |