How much are these debts for (total)?
If you are willing to make payment arrangements......then you should contact the healthcare provider and see if they will work with you. Ask them if they will pull the accts back from the CA and you will make payments.
By doing that.......the CA will no longer have any rights on collecting on the debt.......therefore, they cannot report it. period.
If you cannot manage payments right now or the healthcare provider is not willing to work with you........then as jj said........let sleeping dogs lie.
I would leave it alone for now. If the debt is for a substantial amount.....and you send a FULL cease and desist.......they will have no other choice BUT to sue you.
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